PRICED TO SELL - RARE FIVE-BEDROOM FLEXIBILITY UNDER $1M IN OTAY RANCH! Homes offering this much space and flexibility at this price point don't come to market often! This spacious three-story home offers 4 bedrooms, 4 full bathrooms, and the flexibility to create a fifth bedroom. The main level is designed for both comfort and entertaining, with a private office, full bathroom, and a bright open-concept kitchen, dining, and living area that keeps everyone connected. Upstairs, the oversized primary suite feels like a true retreat, while the expansive loft offers endless possibilities as a media room, game room, second living space, or home office. This level also includes a convenient laundry room and a junior primary suite with its own private bath. The third floor features two additional bedrooms and a full bathroom, creating a private, separate space for children, guests, or multigenerational living. With generous living areas, multiple private suites, and room for everyone to spread out, this is a home built to adapt to the way you live. The third floor offers two additional bedrooms and a full bathroom, providing privacy and separation for family members or guests.