Welcome to Surrey Farm, one of Ladera Ranch's most desirable neighborhoods, where resort-style living meets coastal convenience. This beautifully upgraded and highly sought-after floor plan offers 3 spacious bedrooms, 3 bathrooms, and a unique third-floor loft retreat within the primary suite, creating the perfect space for a home office, fitness area, reading lounge, or private getaway. Designed for both everyday comfort and entertaining, the expansive kitchen features granite countertops, abundant cabinetry, generous prep space, and opens seamlessly to the light-filled living areas. Thoughtful upgrades throughout include wood flooring, plantation shutters, a charming window seat, and direct access to the attached two-car garage. The primary suite offers a private balcony overlooking a neighborhood park and breathtaking sunset views, creating the perfect place to unwind at the end of the day. Residents of Ladera Ranch enjoy an unparalleled lifestyle with miles of scenic walking and biking trails, resort-style pools, splash pads, water parks, playgrounds, a skate park, community clubhouses, sports courts, year-round events, and popular weekly farmers markets. Ideally located just minutes from world-class beaches, Dana Point Harbor, charming downtown San Juan Capistrano, and top-rated schools, this home offers the very best of Orange County living.