Rare assumable FHA loan opportunity at 3% interest. Rare chance for first-time buyers and investors alike. Whether you're looking to establish roots, or generate rental income, this property offers exceptional value and versatility. This charming two-story townhome in the desirable Northpoint Village community of Santa Maria is well-maintained, features 3 bedrooms, 2.5 bathrooms, and a versatile loft ideal for a home office, media room, or additional living space. Enjoy a spacious floor plan with a cozy fireplace, granite countertops, water softener, track lighting, and an attached two-car garage. The primary suite offers dual sinks and ample storage, while the additional bedrooms provide flexibility for a variety of needs. Located on a quiet cul-de-sac, residents enjoy access to community amenities including a heated pool, spa, tennis courts, playground, and picnic area. Conveniently located near shopping, dining, parks, and commuter routes, this home offers comfort, convenience, and low-maintenance living.

Based on information submitted to CRMLS as of July 28, 2026 10:50 AM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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